Savings : Personal
Alpena Premier Savings
No Monthly Fee with Minimum Daily Balance1
Tiered Interest Rates2
Quarterly Statement3
Free On-Line Banking
Free ATM Access With Bank of Alpena Express Card4
Free Pre-Authorized Transfers5
Direct Deposit Available
Free 24-Hour Telephone Banking
FDIC Insured
1 A $200 Minimum Daily Balance or account owner must be under 18 years of age to avoid a $5.00 Monthly Low Minimum Balance fee
2 Tiered Interest Rates on balances over $.01, $1,000, $10,000 and $25,000
3 A Monthly Statement when Savings account is combined with the Alpena Premier Checking.
4 Free at Bank of Alpena ATM.
5 Limited by law to 6 pre-authorized transfers a month. A $6.00 fee per debit is assessed in excess of six.
Premier Money Market Account
Tiered Interest Rates1
Intrest Compounded Monthly
No Monthly Fee with Minimum Daily Balance2
Monthly Statement
Low Minimum Opening Deposit3
Free Money Market Account Checks
Three (3) Checks per Month4
FDIC Insured
1 Tiered Interest Rates on balances over $.01, $1,000, $10,000, $25,000 and $50,000
2 $500 Minimum Daily Balance to avoid a $5.00 Monthly Low Minimum Balance Fee
3 $2,500 Minimum Opening Deposit
4 Limited by law to 6 pre-authorized transfers a month, three of which may be checks. A $7.50 fee per debit is assessed in excess of six.
Savings : Business
Alpena Business Savings
No Monthly Fee with Minimum Daily Balance1
Tiered Interest Rates2
Quarterly Statement3
Free On-Line Banking
Free ATM Access With Bank of Alpena Express Card4
Free Pre-Authorized Transfers5
Direct Deposit Available
Free 24 Hour Telephone Banking
FDIC Insured
Add-On Services
Sweep Feature Available: Interest paid on excess balances swept daily3
Images of Checks Returned: No Charge
High Volume Accounts: Fee Negotiated
1 A $1000 Minimum Daily Balance to avoid a $5 Monthly Low Minimum Balance fee.
2 Tiered Interest Rates on balances over $.01, $10000, $25000, and $50000.
3 A Monthly Statement when Savings account is combined with the Alpena Business Checking.
4 Free at Bank of Alpena ATM.
5 Limited by law to 6 pre-authorized transfers a month. A $6 fee per transfer is assessed on all transfers in excess of six.
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