Checking : Personal
Alpena Premier Checking
No Monthly Maintenance Fee
Tiered Interest Rates1
Premier Checks Free2
First Order of Non-Premier Checks Free2
No Annual Fee Debit Card
Combined Statement Available3
Direct Deposit Available
Free 24-Hour Telephone Banking
Free On-Line Banking
FDIC Insured
Add-On Services
Overdraft Protection From Savings: No Annual Fee/$5.00 per Transfer
Check Guard: No Advance Fee
Images of Checks with Statement: Free
1 Tiered Interest Rates on balances over $.01, $500, $2500, and $5000
2 Single or duplicate checks in Premier style are free; for all other styles, first order is free and any subsequent orders incur fees.
3 Checking statement combined with: Savings, Certificates of Deposit, IRA, and Loans
Checking : Business
Alpena Business Checking
No Monthly Maintenance Fee With Minimum Daily Balance of $10001
100 Items Processed Free Each Month2
Monthly Statement
Free Night Depository Services
No Deposit Fee
Free On-Line Banking
FDIC Insured
Add-On Services
Sweep Feature Available: Interest paid on excess balances swept daily3
Images of Checks Returned: No Charge
High Volume Accounts: Fee Negotiated
1 A Monthly Maintenance Fee of $12 will be assessed each month the Minimum Daily Balance falls below $1000.
2 $.10 per item over 100 items per statement cycle.
3 Balances over predetermined target balance sweep to Alpena Business Plus Checking; Minimum sweep amount is $100.
For more information, please contact:
